Privacy Policy

Privacy Policy

First version, last modified on May 5, 2020.

4FINANCE is committed to protecting your privacy and always acts in accordance with the provisions of Belgian and European privacy laws, including the Law of December 8, 1992, on the protection of privacy in relation to the processing of personal data.

We encourage you to carefully review our privacy policy, as well as our terms and conditions for our various products and services. This privacy policy applies to all our clients and visitors to our websites and users of our mobile application. There may be additional terms applicable to specific services.

By using our website and mobile application, or using the products and services offered by 4FINANCE, you explicitly agree to how 4FINANCE collects and processes personal data.

1. DATA CONTROLLER

4FINANCE is the data controller of your personal data (hereinafter referred to as “4FINANCE”).

2. SECURITY

4FINANCE is committed to taking all necessary technical and organizational measures to protect the information and personal data collected from destruction, loss, unintentional modification, damage, accidental or unauthorized access, or any other unauthorized processing of personal data.

The number of employees with access to your personal data is limited, and access is granted only to the extent necessary for the performance of their duties.

The personal information we collect is stored in a secure environment. Employees working for us are required to maintain confidentiality regarding your information and how it is used.

There is redistribution of the collected data to third parties: structural sponsors, member directories.

3. COLLECTION OF PERSONAL DATA

“Personal data” refers to any information about an identified or identifiable natural person (“Data”).

Your data may be collected in various ways, including when:

  • You fill out a form (online)

  • You sign up for the newsletter

  • You register for an event

  • You submit a contact request

We also collect data from you and your company to provide the requested services. This data collection occurs throughout the year and is made available to the entire team (email, phone number, name, first name, gender, sex).

4FINANCE collects the following categories of data:

  • Company name / Job position in the company

  • Name / First name

  • Email

  • Phone number

  • Postal code

  • VAT number

4. DATA PROCESSING

4FINANCE may process your data for the following purposes:

  • Information / Emailing

  • Contact

  • Subscription to a newsletter

  • Registration for events

We may use your data to inform you about our latest services, offers, newsletters, or personalized offers that we believe may be of interest to you based on your role.

If you would like to be informed via electronic communication about our offers, newsletters, and products or services, or if you would like to receive personalized offers, you may give your consent for this.

5. COMPLIANCE WITH OUR LEGAL OBLIGATIONS

You always have the right to access your data and to review your data.

To access your data, you must submit a written request to 4FINANCE as follows:

RIGHT TO OBJECT AND WITHDRAWAL

We are committed to providing you with a right to object and withdraw your personal data.

The right to object means the possibility for internet users to refuse that their personal data be used for certain purposes mentioned at the time of collection.

To exercise these rights, you can contact us as follows:

The right of withdrawal means the possibility for internet users to request that their personal data no longer be included, for example, in a mailing list.

You always have the right to rectify or delete inaccurate, incomplete, inappropriate, or outdated data.

In exercising this right, we ask that you clearly indicate which processing you object to or what consent you wish to withdraw.

If you wish to exercise your rights, we ask that you provide proof of your identity to prevent any unauthorized disclosure or use of your data. Therefore, we ask that you include a copy of the front of your ID card with your request. This copy will only be used by us to implement the rights you are exercising.

For completeness, we also inform you of your right to file a complaint with the Privacy Commission at commission@privacycommission.be if 4FINANCE does not respond to your request for access to your data, if 4FINANCE refuses your request, or if our response does not meet your expectations within the legal deadlines. You also have this right if you believe that 4FINANCE’s processing of your data is unlawful.

6. RISKS ASSOCIATED WITH USING INTERNET AND ONLINE APPLICATIONS

We are committed to maintaining a high degree of confidentiality by incorporating the latest technological innovations to ensure the confidentiality of your transactions. However, as no mechanism offers maximum security, there is always some risk when using the internet to transmit personal information.

7. COLLECTION OF DATA / TECHNICAL INFORMATION

Data Log:

When you visit our website, our servers log information (“log data”), including information that your browser automatically sends when you visit a website or that your mobile application automatically sends when you use it.

This log data includes:

  • Your IP address

  • Browser type and settings

  • Date and time of your request

  • Cookie data and device data

If you wish, you can obtain more details about the types of information we collect in our logs. (contact: info@4finance.be)

Cookie Data:

We also use “cookies” (small text files sent by your computer each time you visit our website, specific to your browser) or similar technologies to capture log data.

When we use cookies or other similar technologies, we use session cookies (which last until you close your browser) or persistent cookies (which last until you or your browser delete them).

Cookies are activated and used during your browsing on the 4FINANCE site. They are small text files, usually composed of numbers and letters, that do not pose any security risk to your computer, tablet, or smartphone.

Cookies allow us to:

  • Understand visitor behavior on different pages of the site

  • Measure visitor activity and their return frequency to adapt the site to its visitors’ use

  • Measure the number of visits and pages viewed

You can review these cookies and learn about their purpose in the list below.

These cookies are enabled by default on your web browser. However, you can configure your browser to notify you whenever cookies are created and possibly block their creation. Here’s how to proceed on the four main browsers:

Access to our site will not be denied if you disable cookies, but some features may not be available.

Device Information:

In addition to log data, we collect information about the device you use to visit our website:

  • Device type

  • Operating system

  • Settings

  • Blocking data

  • Geolocation data

The collection of all or part of this information often depends on the type of device you use and its settings. For example, different types of information are available depending on whether you use a Mac or PC, or an iPhone or Android phone. For more information on the information your device makes available to us, please also consult the manufacturer or software provider’s rules.

However, this information is not stored with your profile and is therefore anonymous.

For geolocation data, it is collected when you use the member directory function of the 4FINANCE mobile app once logged into your account, and it is only used within this context.

8. RETENTION PERIOD

The retention period applies to data related to users and events, associated with cookies, user identifiers (e.g., User ID), and advertising identifiers (e.g., DoubleClick cookies, Android advertising ID, Apple advertising ID).

The data retention period is set to 26 months.

When the retention period expires, the data will be automatically deleted each month.

If the retention period is changed, the affected data will be deleted during the next monthly cycle. For example, if the period changes from 26 to 14 months, all data older than 14 months will be deleted during the next monthly cycle.

For more information on the retention of your data, we encourage you to consult Google’s documentation on the matter. (https://support.google.com/analytics/answer/7667196?hl=fr)

9. CHANGES AND UPDATES

4FINANCE reserves the right to modify this “Privacy Policy” statement.

Company Contact Information:

Company Name: 4FINANCE
Headquarters and Registered Office: Rue Edith Cavell 66/3 – 1180 Uccle
VAT: 0524.725.260
Email: info@4finance.be